Professional Indemnity Insurance
Protect your business against allegations of mistakes, professional errors, and financial loss with PI insurance designed for consultants, contractors, trades, and service-based businesses across Australia.
Protect your business when accusations, disputes, or errors go wrong.
Professional mistakes happen even when you’ve done everything right. A client may claim you provided incorrect advice, delivered an inadequate service, or failed to meet expectations. These disputes can escalate quickly and expose your business to legal fees, compensation costs, and reputational damage.
Professional Indemnity Insurance helps cover your business if a client alleges financial loss caused by your professional services whether it’s advice, design, reporting, certification, or specialist work.
Coverite Insurance works with contractors, consultants, service providers, and industry professionals across Australia. We understand how different industries carry different exposures and we tailor cover that aligns with the way you operate, not a generic one-size-fits-all policy.
Professional indemnity covers what you say, recommend, design, sign off, and deliver.
Whether you’re delivering technical work, providing advice, issuing certifications, or supplying specialist expertise, PI protects you from the financial consequences of professional disputes.
We support businesses of all sizes from sole operators to multi-disciplinary contractors by arranging PI policies that reflect real-world exposures, industry requirements, and contractual obligations.
Trusted Support When It Matters Most
Professional indemnity claims can be stressful, time-consuming, and costly. You need a adviser who understands your industry, responds quickly, and helps you manage the process from start to finish.
Why clients choose us:
- Dedicated advisers who understand your industry
- Independent guidance during disputes
- Fast communication and claims assistance
- Tailored PI programs that meet industry and contract requirements
- Access to specialist insurers who don’t deal directly with clients
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your business and what you require, then we'll search far and wide to find the right insurance.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key Professional Indemnity cover we help arrange
Professional Services Liability
Covers claims alleging financial loss due to incorrect advice, design errors, miscalculations, or failure to meet professional standards.
Negligence, Errors & Omissions
Protects you if you’re accused of making a mistake, overlooking critical detail, or providing services that result in a client’s financial loss.
Misleading or Misstated Information
Covers allegations of inaccurate reports, incorrect certifications, or unintentional misrepresentation.
Breach of Duty
Covers claims alleging you failed to meet your duty of care or professional obligations.
Legal Defence Costs
Covers solicitors, investigations, expert witnesses, and dispute management — even if the claim is unfounded.
Document & Data Errors
Cover for lost records, corrupted data, or documentation mistakes that lead to financial consequences.
Vicarious Liability
Protects you when contractors or subcontractors you engage cause a financial loss to your client.
Contractual Requirements & Extensions
We help you meet PI obligations required by councils, principals, government contracts, and commercial clients.