Plumbing Insurance
Specialist insurance designed for Australian plumbers working across residential, commercial, industrial and civil environments. Whether you’re handling maintenance, drainage, gas fitting, excavation work or large construction projects, we help you secure insurance that properly reflects your risks.
Protect your business when things go wrong above ground, underground or inside a client’s property
Plumbing work carries constant risk. A burst pipe damages a client’s property. A subcontractor injures themselves during a dig. A gas connection fails inspection. A drainage job hits underground services. Incorrect installation leads to water damage weeks later. These events can result in expensive claims.
Plumbing Insurance helps ensure you’re protected when your work causes property damage, injury or financial loss. It can respond to legal defence costs, repair expenses, replacement of damaged property, underground services exposure, and contract requirements subject to policy terms.
Coverite Insurance works with plumbing contractors across Australia. We assess your work activities, licensing, tools, subcontractor arrangements, excavation exposure and contract obligations to secure cover that matches how you operate not a generic tradie policy with gaps.
Plumbers working across residential, commercial, industrial and civil projects
We support plumbing businesses of all sizes, from sole traders to large multi-crew operations. Our insurance solutions reflect real plumbing risks indoor water damage, gas exposure, excavation work, pipe failures, hydraulic design issues, and contract-driven liability.
Trusted Support When It Matters Most
Plumbing claims often require leak reports, CCTV footage, site inspections, rectification quotes, and communication between insurers, builders and property owners. These claims can be stressful and time-consuming. Coverite supports you through the entire claims process handling insurer communication, advising on documentation, assisting with reporting and ensuring your interests are properly represented.
Why clients choose us:
- Advisers who understand plumbing, gas fitting & civil drainage risk
- Support during water damage, excavation & underground services claims
- Fast communication with assessors, repairers & insurers
- Guidance on contract risk, liability wording & licensing requirements
- A genuine partnership focused on protecting your business long-term
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your plumbing work from maintenance to civil drainage and we'll search far and wide to secure the right cover for your business.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key plumbing insurance cover we help arrange
Public Liability Insurance (Plumbing-Specific)
Covers injury, property damage and financial loss caused by your plumbing work.
Includes cover for:
- Water damage from burst pipes, failed connections, leaks & fittings
- Damage to walls, ceilings, carpets, cabinetry & client property
- Underground services strikes during excavation
- Gas installation liability (where eligible)
- Sewerage overflow or system failure leading to property damage
- Hot water system installation risks
A mandatory requirement for licensed plumbers, builders, strata and commercial clients.
Tools, Equipment & Machinery Cover
Protection for plumbing tools, equipment and assets used across job sites.
Includes cover for:
- Jetting machines, CCTV equipment & locating tools
- Hand tools & power tools
- Press tools, crimpers, threading & cutting equipment
- Small excavation machinery (mini diggers, trenchers)
- Tools stored in vehicles or trailers
Covers theft, accidental damage, fire, vandalism and transport damage.
Contract Works Insurance
Protects works under construction — including civil drainage, rough-ins, fit-offs and plumbing systems in progress.
Useful for:
- Commercial plumbing projects
- Construction sites
- Strata upgrades
- Civil and underground drainage jobs
Responds to accidental damage, weather events, impact and more.