Mining Insurance
Protect your mining operations with insurance designed for heavy-equipment exposure, high-risk sites, subcontractor activity, and remote-area conditions. From surface operations to underground works, we help mining contractors and service providers secure specialist cover built for their real-world risks.
Protect your business when costly incidents occur onsite or underground
Mining sites carry some of the highest-risk exposures in Australia. A loader damages haul roads. A subcontractor is injured during shutdowns. A drill rig strikes services. A fire event stops production. A machine fails in a remote location. These events can produce significant operational and financial loss.
Mining Insurance helps protect your business when equipment is damaged, workers are injured, hazardous materials cause exposure, or operational activities result in liability claims. Policies can respond to injury, property damage, sudden breakdown, environmental events, and contract-required coverage.
Coverite Insurance supports operators in open-cut, underground, exploration and mine-site civil works. We review your contract obligations, site risks, SWMS requirements, and equipment exposure to ensure your cover aligns with mining-industry standards.
Insurance for contractors and operators working across Australia’s mining sector
We support mining businesses of all sizes, from single-machine operators to large contracting companies. Our insurance programs reflect mine-site hazards, WHS obligations, major-contractor requirements, heavy-equipment risks, and remote-area operations.
Trusted Support When It Matters Most
Mining claims often involve multiple stakeholders including assessors, principal contractors, regulators, WHS teams and site supervisors. Claims may require incident reports, GPS logs, equipment diagnostics, maintenance records, SWMS documentation and strict contract compliance.
Why clients choose us:
- Advisers who understand mining risk and contract requirements
- Support during heavy-equipment damage, breakdown and liability incidents
- Fast coordination with remote repairers, parts suppliers and assessors
- Clear guidance on principal indemnity, site permits and safety obligations
- A long-term partnership focused on operational continuity
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your mine-site work, equipment and contractual requirements — we’ll search far and wide to arrange the right mining insurance program.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key mining insurance cover we help arrange
Mining Public Liability Insurance
Protects your business from claims involving injury, property damage or operational impact caused by your mining or contracting activities.
Includes cover for:
- Damage to mine-site assets and infrastructure
- Incidents involving subcontractors and labour-hire teams
- Fire, environmental impact and operational hazards
- Legal defence, investigation and representation costs
- Cover aligned with Tier 1 and Tier 2 contractor requirements
Plant, Machinery & Heavy Equipment Cover
Insurance for mobile plant and heavy equipment used on mining operations.
Covers:
- Excavators, dozers, graders, loaders, dump trucks
- Drill rigs, crushers, screeners, and earthmoving fleets
- Damage, rollover, collision and impact
- Fire, theft and vandalism
- Mechanical, hydraulic and electrical breakdown options
- Road-risk liability for registered plant
Contract Works & Project Insurance
Protects materials, works under construction and civil infrastructure during upgrades, expansions and mining projects.
Ideal for:
- Haul road works
- Tailings dam construction
- Site civil upgrades
- Concrete and structural works
- Processing plant installations