Insurance That Protects the Way You Work
Business Insurance
Flexible, bundled protection for the essentials.
Business Insurance combines core covers such as property, stock, contents, equipment, burglary, money, business interruption, and more into one customisable policy. Designed for business owners who want straightforward, reliable protection without managing multiple individual policies.
Typical inclusions:
- Property, contents & stock
- Theft, fire & accidental damage
- Business interruption
- Glass, money & electronic equipment
- Optional portable items cover
Public Liability
Protection against third-party injury and property damage claims.
Public Liability Insurance protects your business if a client, supplier, or member of the public is injured or their property is damaged as a result of your work. Essential for trades, contractors, and most commercial operations — and often required under contracts and licensing.
What it covers:
- Third-party injury claims
- Third-party property damage
- Legal defence costs
- Optional products liability
Professional Indemnity
Protection for advice-based or compliance-based services.
Professional Indemnity Insurance covers financial losses caused by advice, design, recommendations, errors, or omissions. Essential for consultants, planners, engineers, allied health, NDIS providers, and any business delivering knowledge-based work.
Key benefits:
- Defence costs
- Claims from mistakes, oversights, or incorrect advice
- Breach of duty & negligence
- Optional cyber extensions and fidelity
Tools & Equipment
Cover for loss, theft, or accidental damage to your gear.
Protects the tools, plant, and equipment essential to your work — whether you’re a sole trader or managing multiple teams. Ensures you can keep operating without costly downtime or replacement delays.
Covers:
- Portable tools and hand tools
- Machinery and plant
- Theft from site, vehicle, or storage
- Accidental damage
- Optional breakdown cover (for eligible equipment)
