Demolition Insurance
Insurance designed specifically for demolition contractors working across residential, commercial, industrial, and civil environments including structural demolition, strip-outs, deconstruction, machinery operations, and asbestos-involved activities.
Protect your business when things go wrong around structures, machinery, and high-risk worksites
Demolition work comes with some of the highest-risk exposures in construction. A falling structure damages a neighbouring building. Machinery hits underground services. Dust or debris injures a bystander. A contractor suffers an injury during strip-out work. Even a minor mistake can cause major financial loss.
Demolition Insurance helps protect your business from claims involving injury, property damage, structural collapse, equipment accidents, and regulatory issues. It can respond to legal defence costs, repairs, rectification expenses, contract requirements, and third-party liabilities subject to policy terms.
Coverite Insurance works with demolition contractors across Australia, from residential operators through to large commercial and civil deconstruction teams. We review your demolition methods, machinery use, subcontractors, waste management processes, and safety requirements to secure insurance that reflects the real risks of demolition activities.
Insurance for demolition contractors working around structures, public spaces, machinery, and hazardous environments
Demolition operators face risks unlike any other trade structural unpredictability, machinery movement, exposure to hazardous materials, neighbouring property damage, and strict regulatory oversight. We support demolition businesses of all sizes by arranging insurance that aligns with legal obligations, industry standards, and principal contractor requirements.
Trusted Support When It Matters Most
Demolition claims can involve engineers, councils, WHS regulators, principal contractors, and property owners often at the same time. Claims may require structural reports, safety documentation, witness statements, and equipment inspection.
Coverite supports your business through every step ensuring you have the right evidence, the right representation, and clear communication with insurers.
Why clients choose us:
- Advisers who understand high-risk construction & demolition
- Support during structural, machinery, and liability incidents
- Fast communication with insurers and assessors
- Clear guidance on WHS obligations and contract wording
- A long-term partnership focused on operational safety
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your demolition scope, equipment, licensing, and contract requirements then we’ll search far and wide for the right demolition insurance program.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key demolition insurance cover we help arrange
Public Liability Insurance (Demolition-Specific)
Covers claims involving injury, property damage, or structural impact during demolition operations.
Includes protection for:
- Falling debris damaging neighbouring property
- Damage caused by excavators, skid steers, grabs, shears & attachments
- Underground service strikes (where available)
- Structural collapse during demolition activities
- Injury to third parties near the work zone
Demolition Tools, Machinery & Equipment Cover
Protects demolition machinery such as excavators, skid steers, trucks, crushers, hammers, shears, saws, and site tools.
Covers:
- Impact damage, rollover, machinery failure
- Fire, storm, vandalism & accidental damage
- Theft from job sites & locked compounds
- Transport-related damage
Demolition Contractor Liability Extensions
Supports common exposures in demolition projects.
May include:
- Vibration & removal of support (where eligible)
- Damage to surrounding structures
- Impact from falling objects
- Debris or dust-related incidents
- Work in confined or high-risk sites