Concreting Insurance
Insurance designed for Australian concreters working across residential, commercial, civil and industrial projects. Whether you’re pouring slabs, driveways, footings, tilt panels or decorative finishes, we help you secure specialist cover built for the real risks in concreting work.
Protect your business when things go wrong on-site, underground or around public spaces
Concreting is a high-risk trade with constant exposure to injury, property damage and contract-driven liability. A wheelbarrow splashes concrete onto a neighbouring property. A slab cracks after curing. A subcontractor slips on wet concrete. An excavator preparing footings damages underground services. These events are common and expensive.
Concreting Insurance helps protect your business when your work causes injury, property damage or financial loss. It can respond to legal costs, site damage, rectification work, equipment loss, and contract requirements, subject to policy terms.
Coverite Insurance works with concreters across Australia from small crews to large commercial operators. We review your scope of work, equipment, project requirements and risk exposure to secure cover that matches how you actually operate, not a generic tradie policy full of gaps.
Concreters working across residential, commercial, civil and structural projects
We support concreting businesses of all sizes, from independent contractors to multi-crew operators. Our insurance programs reflect real-world risks such as surface damage, structural claims, machinery use, underground services and contract-based responsibilities.
Trusted Support When It Matters Most
Concreting claims often involve builders, principal contractors, engineers, certifiers and property owners. Claims may require site inspections, surface testing, slab assessments, witness statements and rectification quotes. Coverite supports your business through the entire process handling insurer communication, collecting evidence, coordinating assessors and ensuring you’re properly represented.
Why clients choose us:
- Advisers who understand concreting, civil and construction risk
- Support during slab failures, overspray, damage and defect incidents
- Fast communication with repairers, assessors & insurers
- Guidance on contract liability, scope wording & site requirements
- A long-term partnership focused on protecting your work
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your concreting projects, equipment and contract requirements and we’ll search far and wide to find the right cover for your business.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key concreting insurance cover we help arrange
Public Liability Insurance (Concreting-Specific)
Protection if your concreting work causes property damage, injury or financial loss.
Includes cover for:
- Concrete splatter and overspray
- Damage to surrounding surfaces, driveways or structures
- Slab cracking or surface issues causing property damage
- Underground service strikes (where available)
- Injuries to subcontractors or members of the public
- Damage caused by machinery during site preparation
Required by builders, principal contractors, councils and commercial clients.
Tools, Machinery & Equipment Cover
Covers concrete tools, machinery and portable gear used on-site.
This includes:
- Concrete mixers, screeds, trowels, grinders, vibrators
- Excavation gear used for footings
- Saw-cutting, coring & drilling tools
- Lasers, measuring equipment and finishing tools
Covers theft, accidental damage, fire, storm, vandalism and transport damage.
Contract Works Insurance
Covers damage to works under construction — including structural slabs, formwork, footings and early-stage concrete work.
Useful for:
- Residential slab projects
- Commercial and industrial pours
- Tilt panel preparation
- Civil & infrastructure concreting
Responds to accidental damage, weather events, site incidents and more.