Business Insurance
Protect your business assets, stock, equipment, and day-to-day operations with flexible business insurance designed for Australian trades, contractors, retailers, and service-based companies.
Protect your business from unexpected loss, damage, disruption, and legal exposure.
Every business carries risk whether you operate from a workshop, a mobile vehicle, or a multi-site operation. Fires, equipment damage, theft, water damage, cyber issues, and accidents can instantly interrupt your ability to trade. Without protection in place, a single event can reduce cash flow, stop operations, or put your business at risk.
Business Insurance helps protect your physical assets, income, tools, stock, and liability exposures. Coverite Insurance works with SMEs, trades, construction businesses, retailers, allied health providers, and commercial operators across Australia to arrange policies that actually match how their business operates — not generic, one-size-fits-all packages.
Business insurance for companies that need real-world protection
When you rely on tools, vehicles, equipment, stock, staff, and day-to-day operations to keep your business moving, the stakes are high. Business Insurance provides combined protection for your physical property and operational risks — ensuring your business can recover quickly from unexpected disruption.
We support businesses across every sector, from sole traders to established companies, and tailor cover to industry-specific risks, contract requirements, and insurer expectations.
Trusted Support When It Matters Most
When a loss occurs whether it’s theft, fire, storm damage, equipment failure, or business interruption — you need a adviser who can respond quickly and coordinate the claims process. Coverite works alongside you to assess the situation, communicate with the insurer, and help keep your business on track.
Why clients choose us:
- Advisers who understand your industry and operations
- Fast support during disruption or loss
- Clear guidance through every stage of the claims process
- Tailored recommendations based on insurer wording not generic policies
- Access to insurers who don’t deal directly with the public
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your business and what you require, then we'll search far and wide to find the right insurance.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key Business Insurance cover we help arrange
Property, Stock & Equipment
Covers physical assets including buildings, contents, machinery, stock, tools, shelving, and fit-out against fire, storm, theft, accidental damage, and water damage. Essential for workshops, retailers, trades, warehouses, and businesses with on-premises assets.
Business Interruption
Protects your income if your business is unable to operate due to an insured event such as fire, storm, water damage, or accidental damage. Covers lost revenue, additional operating expenses, rent, wages, and temporary relocation costs ensuring continuity during downtime.
Theft & Burglary
Covers theft or attempted theft of stock, equipment, cash, or business contents. Suitable for retailers, trades, workshops, and any business storing valuable tools or equipment onsite or in secured premises.
Portable Tools & Equipment
Protects tools, laptops, diagnostic equipment, measurement instruments, and portable machinery while in transit, on site, or stored off premises. Ideal for trades, mobile businesses, allied health providers, and technicians.
Glass, Signage & Fit-Out
Covers damage to shopfront glass, internal glass, signage, partitions, and fixed fit-out. Especially important for retail, hospitality, salons, clinics, and offices.
Money Cover
Protects business cash on premises, in transit, or secured in a safe. Useful for retailers, hospitality, or any business handling physical cash.
Cyber & Data Protection
Covers cyber-attacks, ransomware, data breaches, and business interruption caused by digital events. Increasingly critical for businesses that store customer data, run digital systems, or use cloud platforms.
General Property
Provides portable cover for tools, equipment, machinery, medical instruments, tech devices, and other movable assets used across multiple locations.