Commercial Vehicle Insurance
Protect your work vehicles, crew, equipment, and day-to-day operations with commercial motor insurance built for Australian businesses, trades, contractors, and fleets.
Protect your business from downtime, repair bills, accidents, and unexpected vehicle losses.
Your vehicles are essential to how you operate — transporting staff, equipment, materials, and tools every day. A single accident, theft, or mechanical failure can disrupt your schedule, delay projects, and create unexpected costs.
Commercial Vehicle Insurance helps cover your business for accidental damage, theft, fire, vandalism, weather events, third-party liability, and more. Whether you operate one ute or a fleet of trucks, we help you secure cover that reflects the way your business actually uses its vehicles.
Coverite Insurance works with trades, contractors, civil operators, transport businesses, and small business owners across Australia to arrange motor policies that keep them on the road.
Commercial motor cover for businesses that rely on their vehicles
When your vehicles stop, your business slows. Commercial Vehicle Insurance ensures you can continue operating, keep staff moving, and maintain project timelines even after unexpected damage or loss.
We support business owners, operators, and teams with motor cover that matches real-world driving, heavy work environments, and insurer requirements.
Trusted Support When It Matters Most
Vehicle damage or theft can leave you without transport, unable to reach clients, or unable to complete work. When this happens, you need a advisers who can respond quickly and coordinate claims from start to finish.
Why business owners choose Coverite:
- Dedicated support during accidents or vehicle loss
- Fast communication with insurers, assessors, and repairers
- Assistance with temporary replacement vehicle options
- Guidance on policy conditions and excesses
- Tailored cover for business-specific vehicle use
Real Feedback from Our Clients
“Excellent service! Michelle from Coverite Insurance Service and her team have gone above and beyond to help me with my insurance needs. Michelle has guided me through every step of the process to help find me the best coverage with the most cost effective premium. I feel confident knowing my insurance needs are being well looked after.”
The Easiest Way to Get the Right Cover.
Tell us about your business and what you require, then we'll search far and wide to find the right insurance.
We'll present and talk you through the options. You decide which suits you best.
We'll start your cover so your business is protected.
Key Commercial Vehicle cover we help arrange
Comprehensive Cover
Covers accidental damage, theft, fire, vandalism, storm damage, and collisions involving your business vehicles. Suitable for fleets, utes, vans, service vehicles, and sedans used for commercial work.
Third-Party Property Damage
Protects you if your business vehicle damages someone else’s property. Essential for businesses operating in public areas, job sites, or around client premises.
Windscreen & Glass Cover
Damage to windscreens and windows is common in trade and construction work. We help arrange glass-specific extensions with optional zero-excess replacements.
Fire, Theft & Malicious Damage
Essential for businesses storing vehicles onsite or transporting tools and equipment. Covers break-ins, theft, attempted theft, arson, and vandalism.
Downtime / Loss of Use
Provides financial support if your vehicle cannot be used due to an insured event. This helps reduce loss of income and covers temporary vehicle hire.
Tool & Equipment Cover Inside Vehicles
Extends protection to tools, machinery, laptops, and equipment stored in the vehicle when theft or damage occurs.
Hire Car or Replacement Vehicle
Provides access to a temporary replacement when your insured vehicle is being repaired after an accident.
Fleet Insurance for 3+ Vehicles
Streamlines cover for businesses operating multiple vehicles, with centralised policies, flexible excesses, and tailored rating structures.